Equine Insurance Specialists

Insuring horses and their people since 1992.

Liability Insurance

Myths About the Equine Activity Liability Acts

By Julie I. Fershtman, Esq.Posted on Posted in Farm Insurance, Julie Fershtman, Legal (Miscellaneous), Liability Insurance, Waivers & Contracts1 Comment on Myths About the Equine Activity Liability Acts
In the horse industry, rumors and myths abound regarding important legal issues. This three-part series of articles explores some common myths in the horse industry. Part one discusses the equine liability acts, part two will discuss insurance, and part three will discuss releases of liability.
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How to Create Costly Legal Disputes Involving an Equine-Related Contract

By Julie I. Fershtman, Esq.Posted on Posted in Farm Insurance, Julie Fershtman, Liability Insurance, Waivers & ContractsNo Comments on How to Create Costly Legal Disputes Involving an Equine-Related Contract
Are you looking for ways to part with more of your hard-earned money and to create disruption in your life and business? Would you like to increase your chances of getting involved in a costly legal dispute? Where equine-related contracts are involved, here are six ways to help ensure that these things happen:
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Turning a Good Boarding Contract Into a Great Contract

By Julie I. Fershtman, Esq.Posted on Posted in Farm Insurance, Julie Fershtman, Legal (Miscellaneous), Liability Insurance, Waivers & ContractsNo Comments on Turning a Good Boarding Contract Into a Great Contract
Could the following scenario happen to you? You just returned from your dream vacation — a two-week Caribbean cruise. You immediately dropped off your bags at home and rushed straight for the boarding stable to see your horse. But instead of greeting you, she was nowhere to be found. Her stall was empty. The stable[…]
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Independent Contractor or Employee: It Pays to Know the Difference

By Julie I. Fershtman, Esq.Posted on Posted in Farm Insurance, Julie Fershtman, Legal (Miscellaneous), Liability InsuranceNo Comments on Independent Contractor or Employee: It Pays to Know the Difference
Succeeding in the horse industry nowadays is tough. Expenses are high. Competition is fierce. Labor costs are high. Making a profit, it seems, is harder than ever. Wouldn’t it be attractive to eliminate the high costs that come with keeping employees? Many equine facilities believe they can cut these costs by simply labeling their workers[…]
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The “Nuisance” that Could Permanently Close a Horse Facility

By Julie I. Fershtman, Esq.Posted on Posted in Farm Insurance, Julie Fershtman, Legal (Miscellaneous), Liability InsuranceNo Comments on The “Nuisance” that Could Permanently Close a Horse Facility
It is a well-known fact that a single 1,000 pound horse will produce about 10 tons of manure each year. Can a nearby landowner bring a lawsuit seeking to close a horse facility or curtail its operations simply due to the smell of manure or some other reason? Yes. In bringing such a lawsuit, the[…]
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Powerful Tools for Fee Collection For Trainers and Stable Owners

By Michael Beethe, Esq.Posted on Posted in Farm Insurance, Farris Law Firm, LLC, Legal (Miscellaneous), Liability Insurance, Waivers & ContractsNo Comments on Powerful Tools for Fee Collection For Trainers and Stable Owners
As an owner of training and boarding facilities, you face collection problems just like all business people. Unlike standard business debt, which remains fixed and liquidated, you face accruing maintenance costs for feeding and boarding the animal until the dispute is resolved. Your proactive use of the agister’s lien or contractual security interest gives you[…]
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Equine Activity Liability Statutes What Do They Protect?

By Michael Beethe, Esq.Posted on Posted in Farm Insurance, Farris Law Firm, LLC, Legal (Miscellaneous), Liability Insurance, Waivers & ContractsNo Comments on Equine Activity Liability Statutes What Do They Protect?
The 1990’s witnessed a revolution in the laws regarding liability of horsemen for equine-related injuries. As of December, 1997, 40 states have enacted equine activity liability laws. State legislatures created these laws in order to limit the liability of equine professionals and activity sponsors from participant injuries resulting from the “inherent risks” of equine activities.
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“So Sue Me . . .” (Just Hope My Liability Waiver Is Working)

By Denise Farris, Esq.Posted on Posted in Farm Insurance, Farris Law Firm, LLC, Legal (Miscellaneous), Liability Insurance, Waivers & ContractsNo Comments on “So Sue Me . . .” (Just Hope My Liability Waiver Is Working)
I can’t tell you how many times I’ve heard a stable owner tell me “They won’t sue me. They signed a liability waiver”. This statement reflects a misconception prevalent in the horse industry – that a liability waiver will prevent lawsuits from being filed. Nothing could be further from the truth. In fact, many stable[…]
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