Liability Insurance – Equine Insurance Specialists

Why Choose Equine Insurance Specialists?

By Evan Beauchamp, AFIS, AAI, AINSPosted on January 5, 2024Posted in Evan Beauchamp, Farm Insurance, Liability Insurance, Mortality InsuranceNo Comments

Why Choose Equine Insurance Specialists for Your Coverage? For more than three decades, Equine Insurance Specialists has been a trusted leader in the horse insurance marketplace. As one of the nation’s largest specialty brokerage firms, we’ve built our reputation on innovation, expertise, and a deep understanding of the equine industry. We were the first to[…]

Does my homeowners insurance cover incidental boarding?

By Evan Beauchamp, AFIS, AAI, AINSPosted on June 13, 2018Posted in Evan Beauchamp, Liability InsuranceNo Comments

Does my homeowners insurance cover incidental boarding? I’m only keeping one or two horses for a friend or family member. This is one of the most frequently-asked questions that we receive. All too often, the answer to this question is learned too late. This article describes several claim scenarios and explains how the typical homeowners[…]

Why Do Liability Releases Sometimes Fail? (Part 1)

By Julie I. Fershtman, Esq.Posted on December 21, 2017Posted in Farm Insurance, Julie Fershtman, Legal (Miscellaneous), Liability Insurance, Waivers & ContractsNo Comments

“Releases are not worth the paper they’re written on.” We hear statements like this all the time. Is this really true? Generally speaking, no. What is true, however, is that releases of liability (also called “waivers”) are probably the most misunderstood contracts in the entire horse industry.

Why Do Liability Releases Sometimes Fail? (Part 2)

By Julie I. Fershtman, Esq.Posted on December 21, 2017Posted in Farm Insurance, Julie Fershtman, Legal (Miscellaneous), Liability Insurance, Waivers & ContractsNo Comments

“Releases are not worth the paper they’re written on.” We hear statements like this all the time. Is this really true? Generally speaking, no. What is true, however, is that releases of liability (also called “waivers”) are probably the most misunderstood contracts in the entire horse industry. Part one of this two-part series explored the three main[…]

Do You Understand Your Equine Insurance? (Part 2)

By Julie I. Fershtman, Esq.Posted on December 21, 2017Posted in Julie Fershtman, Legal (Miscellaneous), Liability InsuranceNo Comments

When it comes to equine-related insurance, misconceptions have plagued the horse industry for years. Most people do not understand what they bought, what they need, whether they have the coverage they think they do, and how to keep their coverage intact. Insurance is an important and expensive purchase. Part One of this series explored some[…]

Do You Understand Your Equine Insurance? (Part 1)

By Julie I. Fershtman, Esq.Posted on December 21, 2017Posted in Julie Fershtman, Legal (Miscellaneous), Liability InsuranceNo Comments

When it comes to equine-related insurance, misconceptions have plagued the horse industry for years. Most people do not understand what they bought, what they need, whether they have the coverage they think they do, and how to keep their coverage intact. Insurance is a very important purchase. With so much at stake, can you really[…]

The Liability of Volunteers

By Julie I. Fershtman, Esq.Posted on December 21, 2017Posted in Farm Insurance, Julie Fershtman, Legal (Miscellaneous), Liability InsuranceNo Comments

Volunteers are the life blood of the horse industry. They make things work. They help run horse shows, handicapped riding programs, association, 4-H groups, scouting groups, pony clubs, humane societies, and more. Their assistance helps groups perform worthwhile activities smoothly and within budget.

Achieving Positive Trainer / Customer Relationships

By Julie I. Fershtman, Esq.Posted on December 21, 2017Posted in Farm Insurance, Julie Fershtman, Liability InsuranceNo Comments

What do horse trainers and automobile mechanics have in common? Nothing. Cars can be fixed, but some horses seem virtually impossible to break. Mechanics usually can estimate the time and cost needed to restore a car to good performance, but few horse trainers can estimate how much time it will take to turn a horse[…]

Myths About Releases or Waivers

By Julie I. Fershtman, Esq.Posted on December 21, 2017Posted in Farm Insurance, Julie Fershtman, Legal (Miscellaneous), Liability Insurance, Waivers & ContractsNo Comments

In the horse industry, misunderstandings and myths abound regarding important legal topics. This three-part series of articles explores some common myths in the horse industry. Part one discussed the equine liability acts, part two discussed insurance, part three, the conclusion of the series, will discuss releases of liability.

Myths About Equine-Related Insurance

By Julie I. Fershtman, Esq.Posted on December 21, 2017Posted in Farm Insurance, Julie Fershtman, Legal (Miscellaneous), Liability Insurance, Mortality InsuranceNo Comments

In the horse industry, misunderstandings and myths abound regarding important legal topics. This three-part series of articles explores some common myths in the horse industry. Part one discussed the equine liability acts, part two discusses insurance, and part three will discuss releases of liability.