Equine Insurance Specialists

Insuring horses and their people since 1992.

Mortality Insurance

Why Choose Equine Insurance Specialists?

Why Choose Equine Insurance Specialists for Your Coverage? For more than three decades, Equine Insurance Specialists has been a trusted leader in the horse insurance marketplace. As one of the nation’s largest specialty brokerage firms, we’ve built our reputation on innovation, expertise, and a deep understanding of the equine industry. We were the first to[…]

Instant Online Mortality Quotes – Part 1 of 3 (The Initial Proposal)

How to Get an Instant Equine Mortality Insurance Quote — No Waiting Required Question: I’m interested in equine mortality insurance, but I don’t know how much it will cost.  Is there an easy way to get a mortality quote right now without having to wait for someone to get back to me? Answer: Absolutely. Whether[…]

Instant Online Mortality Quotes – Part 2 of 3 (Adding Optional Coverages)

How to Add Medical, Surgical & Loss of Use Coverage to Your Mortality Quote Question:  I’ve just used your website to get a mortality quote.  How do I add coverage options like medical, surgical and loss of use?  Answer: This post walks you through adding optional coverages to your full mortality proposals at insureyourhorse.com/quote.  f you[…]

Instant Online Mortality Quotes – Part 3 of 3 (Buying the Coverage)

Convert Your Quote into a Policy Question: Now that I have the quote I want to purchase, how do I turn it into an active policy? Answer: This guide walks you through purchasing the coverages you’ve quoted online at insureyourhorse.com/quote. If you missed them, Part 1 explains how to get an instant mortality quote, and[…]

Papers, Papers – Who Has the Papers?

Two months ago you bought the horse you always wanted. Your goal was to win championships in breed-recognized horse shows. Now, however, it appears that a terrible problem has ended your plans: The seller will not transfer the horse’s breed registration papers into your name. Your arsenal of weapons is limited — there is no[…]

Myths About Equine-Related Insurance

In the horse industry, misunderstandings and myths abound regarding important legal topics. This three-part series of articles explores some common myths in the horse industry. Part one discussed the equine liability acts, part two discusses insurance, and part three will discuss releases of liability.

Common Sense Ways to Avoid Legal Disputes When Buying a Horse

Ann always wanted to own a top show horse. Now, she found her chance. Someone has advertised for sale a gorgeous 12-year-old gelding. After years on the show circuit the horse developed an outstanding show record, with several championships. Ann wanted to make him her champion. The asking price of $3,000, she thought, was surprisingly[…]

Understanding Mortality Insurance

The horse industry, as a whole, spends millions of dollars each year on mortality insurance. Mortality insurance is often compared to life insurance, although there are several important differences. Generally, mortality insurance is designed to pay a sum of money in the event that an insured horse dies or is stolen. Of the large numbers[…]

Complying With Duties Under Mortality Insurance Policies

Occasionally, the one who buys a policy of mortality insurance (called the policyholder) and the insurance company disagree on the issue of whether the company is required to pay a request for benefits (called a “claim”). People usually learn after it is too late that many of these problems and disputes could have been avoided.[…]

Understand Mortality Insurance Before You Buy

The horse industry, as a whole, spends millions of dollars each year on mortality insurance. Mortality insurance is often compared to life insurance, although there are several important differences. Generally, mortality insurance is designed to pay a sum of money in the event that an insured horse dies or is stolen. Of the large numbers[…]
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