Julie Fershtman – Equine Insurance Specialists

Are Your Contracts Fine-Tuned? Part 1

By Julie I. Fershtman, Esq.Posted on December 21, 2017Posted in Julie Fershtman, Legal (Miscellaneous), Waivers & ContractsNo Comments

Do you really believe that you have the “perfect” contracts for your equine activities? Do you believe that your contracts adequately account for the unique requirements of your state’s law? The following is a general review of ten details to consider in an effort to “fine-tune” a variety of contracts used in equine-related businesses and[…]

Achieving Positive Trainer / Customer Relationships

By Julie I. Fershtman, Esq.Posted on December 21, 2017Posted in Farm Insurance, Julie Fershtman, Liability InsuranceNo Comments

What do horse trainers and automobile mechanics have in common? Nothing. Cars can be fixed, but some horses seem virtually impossible to break. Mechanics usually can estimate the time and cost needed to restore a car to good performance, but few horse trainers can estimate how much time it will take to turn a horse[…]

There are Alternatives to the High Cost of a Lawyer

By Julie I. Fershtman, Esq.Posted on December 21, 2017Posted in Julie Fershtman, Legal (Miscellaneous)No Comments

You know you have a case. Someone has refused to refund your deposit of $2,500 on a horse you planned to buy. The case, you believe, is strong. After all, the purchase agreement both of you signed had language requiring the seller to refund your deposit if the horse failed a pre-purchase exam. And fail[…]

Is Someone Liable for a Defective Product?

By Julie I. Fershtman, Esq.Posted on December 21, 2017Posted in Julie Fershtman, Legal (Miscellaneous)No Comments

The fly repellent product on the tack store shelf caught your eye with irresistible promises: “Guaranteed Fly Protection for Horses,” and “100% Safe — Will Not Harm You or Your Horse.” This product, you thought, can’t fail. You bought it and tried it immediately. But fail it did. Just minutes after applying the fly repellent[…]

Myths About Releases or Waivers

By Julie I. Fershtman, Esq.Posted on December 21, 2017Posted in Farm Insurance, Julie Fershtman, Legal (Miscellaneous), Liability Insurance, Waivers & ContractsNo Comments

In the horse industry, misunderstandings and myths abound regarding important legal topics. This three-part series of articles explores some common myths in the horse industry. Part one discussed the equine liability acts, part two discussed insurance, part three, the conclusion of the series, will discuss releases of liability.

Myths About Equine-Related Insurance

By Julie I. Fershtman, Esq.Posted on December 21, 2017Posted in Farm Insurance, Julie Fershtman, Legal (Miscellaneous), Liability Insurance, Mortality InsuranceNo Comments

In the horse industry, misunderstandings and myths abound regarding important legal topics. This three-part series of articles explores some common myths in the horse industry. Part one discussed the equine liability acts, part two discusses insurance, and part three will discuss releases of liability.

Myths About the Equine Activity Liability Acts

By Julie I. Fershtman, Esq.Posted on December 21, 2017Posted in Farm Insurance, Julie Fershtman, Legal (Miscellaneous), Liability Insurance, Waivers & Contracts1 Comment

In the horse industry, rumors and myths abound regarding important legal issues. This three-part series of articles explores some common myths in the horse industry. Part one discusses the equine liability acts, part two will discuss insurance, and part three will discuss releases of liability.

Common Sense Ways to Avoid Legal Disputes When Buying a Horse

By Julie I. Fershtman, Esq.Posted on December 21, 2017Posted in Julie Fershtman, Legal (Miscellaneous), Mortality Insurance, Waivers & ContractsNo Comments

Ann always wanted to own a top show horse. Now, she found her chance. Someone has advertised for sale a gorgeous 12-year-old gelding. After years on the show circuit the horse developed an outstanding show record, with several championships. Ann wanted to make him her champion. The asking price of $3,000, she thought, was surprisingly[…]

How to Create Costly Legal Disputes Involving an Equine-Related Contract

By Julie I. Fershtman, Esq.Posted on December 21, 2017Posted in Farm Insurance, Julie Fershtman, Liability Insurance, Waivers & ContractsNo Comments

Are you looking for ways to part with more of your hard-earned money and to create disruption in your life and business? Would you like to increase your chances of getting involved in a costly legal dispute? Where equine-related contracts are involved, here are six ways to help ensure that these things happen:

Understanding Mortality Insurance

By Julie I. Fershtman, Esq.Posted on December 21, 2017Posted in Julie Fershtman, Mortality InsuranceNo Comments

The horse industry, as a whole, spends millions of dollars each year on mortality insurance. Mortality insurance is often compared to life insurance, although there are several important differences. Generally, mortality insurance is designed to pay a sum of money in the event that an insured horse dies or is stolen. Of the large numbers[…]