Equine Insurance Specialists

Insuring horses and their people since 1992.

Are Your Contracts Fine-Tuned? Part 1

Do you really believe that you have the “perfect” contracts for your equine activities? Do you believe that your contracts adequately account for the unique requirements of your state’s law? The following is a general review of ten details to consider in an effort to “fine-tune” a variety of contracts used in equine-related businesses and[…]

There are Alternatives to the High Cost of a Lawyer

You know you have a case. Someone has refused to refund your deposit of $2,500 on a horse you planned to buy. The case, you believe, is strong. After all, the purchase agreement both of you signed had language requiring the seller to refund your deposit if the horse failed a pre-purchase exam. And fail[…]

Is Someone Liable for a Defective Product?

The fly repellent product on the tack store shelf caught your eye with irresistible promises: “Guaranteed Fly Protection for Horses,” and “100% Safe — Will Not Harm You or Your Horse.” This product, you thought, can’t fail. You bought it and tried it immediately. But fail it did. Just minutes after applying the fly repellent[…]

Myths About Releases or Waivers

In the horse industry, misunderstandings and myths abound regarding important legal topics. This three-part series of articles explores some common myths in the horse industry. Part one discussed the equine liability acts, part two discussed insurance, part three, the conclusion of the series, will discuss releases of liability.

Myths About Equine-Related Insurance

In the horse industry, misunderstandings and myths abound regarding important legal topics. This three-part series of articles explores some common myths in the horse industry. Part one discussed the equine liability acts, part two discusses insurance, and part three will discuss releases of liability.

Myths About the Equine Activity Liability Acts

In the horse industry, rumors and myths abound regarding important legal issues. This three-part series of articles explores some common myths in the horse industry. Part one discusses the equine liability acts, part two will discuss insurance, and part three will discuss releases of liability.

Common Sense Ways to Avoid Legal Disputes When Buying a Horse

Ann always wanted to own a top show horse. Now, she found her chance. Someone has advertised for sale a gorgeous 12-year-old gelding. After years on the show circuit the horse developed an outstanding show record, with several championships. Ann wanted to make him her champion. The asking price of $3,000, she thought, was surprisingly[…]

Finding the Right Lawyer: How to Hire a Lawyer

Many articles written by this author over the years have concluded that people should seek assistance from a “knowledgeable attorney.” This two-part series discusses how to find the right lawyer. Part One of the series covered “equine law” and what equine lawyers do. Part Two concludes with how to evaluate a lawyer to determine whether[…]

Finding the Right Lawyer: What is Equine Law?

Many articles written by this author over the years have concluded that people should seek assistance from a “knowledgeable attorney.” Have you ever wondered whether you need a lawyer who concentrates his or her practice on equine law? This two-part series answers these questions and explains how to find the right lawyer. Part One of[…]

Protect Your Right to Keep Horses In Your Community

Years ago horse facilities were plentiful and nestled in peaceful country settings. In recent years, however, “urban sprawl” has permanently changed this scenario. What were once riding stables and trails have become subdivisions and shopping centers. Many horse facilities now find themselves very close to large developments, and the new neighbors may not appreciate horses.
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